Concerned about paying for your dental hygiene education? You’re not alone. Finances are a top consideration in choosing the right degree program. But you’ve got more options than you might think! Let’s break down the costs and explore ways to make it work for your budget.
What Does It Actually Cost?
The cost of a degree varies across the country and at each program. According to the American Dental Education Association (ADEA) here’s what you can expect to pay for tuition and fees:
- Associate degree: $22,692 (most common path)
- Bachelor’s degree: $36,382
- Master’s degree: $30,421
Pro tip: Community colleges often offer lower tuition rates than four-year schools
Four Ways to Fund Your Education
1. Free Money First: Scholarships and Grants
These don’t need to be paid back – it’s literally free money for school! Start looking early, and search online for dental hygiene scholarships. Here are some sites to check out:
New from Delta Dental Foundation!
Hygiene Scholarships and Equipment Funds
Students currently accepted to a dental hygiene program in Michigan, Ohio or Indiana can apply for scholarships from $1,000 to $10,000 per year. In addition, dental hygiene students about to enter a hygiene program may also apply for up to $5,000 to cover the cost of instrument kits and other necessary equipment. Learn more and apply.
2. Federal Student Aid
The Free Application for Federal Student Aid (FAFSA) is a free application that helps students determine if they qualify for federal financial aid. You can use the FAFSA to apply for grants, loans, and work-study funds!
Learn everything you need to know about your FAFSA here.
3. Work-Study Programs
Earn while you learn! Many schools offer on-campus jobs where your earnings go directly toward your education costs. Be sure to ask about work-study options during the application process. Get a sense of what types of work-study jobs are typically available on campus, how many hours you might expect and what the process is for applying for a work-study position.
On your FAFSA, you will be asked if you’re interested in being considered for work-study. If you are, be sure to check “Yes.” If your college participates in the work-study program, and you meet their eligibility requirements, you’ll see “Work-Study” listed on your financial aid offer letter.
4. Student Loans
The two main types of student loans are federal and private.
• Federal student loans do not require a minimum credit score and should be considered ahead of other funding routes once all free aid has been exhausted.
• Private student loans (last resort) may be a good fit for students who need more than what federal loans offer or for those who don’t qualify for federal loans due to citizenship status.
Ready for the Next Step?
Download our handy checklist of helpful next steps for exploring a career in dental hygiene – including how you can connect with a mentor to help you through the process!
GET THE RDH READY CHECKLIST!
