Marsh Product Offerings

Group Term Life
Research shows that basic life insurance coverage should be equal to six times your annual income. If you have several children or large financial obligations, chances are you need even more.

That's where a complimentary plan like the Group Term Life Insurance Plan, underwritten by the United States Life Insurance Company in the city of New York, can help. It lets you add to your existing life insurance at economical group rates.

Visit the plan website to learn more today.

Major Medical Insurance
Are you single or married? Are you young, middle-age or nearing retirement? Do you have children? It's easy to see how everyone has different and specific insurance needs they want to satisfy.

The Customized Major Medical plan lets you do just that. This flexible plan allows you to develop a medical package that works best for you. Visit the plan website to learn more today.

Short Term Medical
Are you between jobs? Or perhaps a recent college graduate looking for that first job? Then chances are you're in need of temporary medical insurance until you become part of an employer's plan.

The Short-Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation. Visit the plan website to learn more today.

Group Catastrophe Major Medical
Some accidents or illnesses can leave you so severely injured that you may require extensive surgery, long-term hospitalization and perhaps home health care before you are fully recovered. Most basic health insurance plans have a limit or "cap" on the total lifetime benefits available to an insured - and a catastrophic illness or accident can quickly add up to meet that "cap" and exceed it, too.

If your health care bills go beyond the cap, then it's up to you to pay. After satisfying the $25,000 deductible (or the amount paid by your insurance company, whichever is greater), the Group Catastrophe Major Medical Insurance Plan will pay up to $100,000.00 each benefit period for those costs that are in excess of your basic health plan, including Medicare. Visit the plan website to learn more today.

Long Term Care Insurance
Long Term Care insurance provides you a source of funds to help pay for long term care and long term care services. Long term care expenses aren't covered by health or disability coverage. A health plan is designed to cover medical care provided by a hospital or doctor; and disability insurance replaces income if you are unable to work. Neither pays for assistance with basic daily activities over the long term, or for care in your home required by an accident or illness.

The prospect that we or our family members need long term care at some point in our lives is greater than many of us care to acknowledge. We encourage you to consider this valuable benefit offering by visiting the plan’s website today.

Disability Income Insurance Plan
A disabling accident or illness can happen in the blink of an eye. If a disability forces you to stop working, chances are your income will stop too. But it doesn't have to if you help protect yourself with disability income insurance.

Under the Disability Income Insurance Plan, you receive a monthly benefit that you select. With this benefit you can keep up better with your living expenses until you get back to work. To find out more, visit the plan website today.

Equipment
As a professional, you know your equipment is your livelihood. Have you thought about what would happen if your equipment were lost, stolen, or damaged? The "Special Risk" Equipment Insurance Program, is worth a look if you're interested in insuring your valuable equipment.

"Special Risk" means there are very few exclusions to your coverage. You're covered for all loss or damage to equipment from theft, breakage, vandalism, fire, lightning and other natural hazards. And you're covered no matter where you go, up to the scheduled value of your equipment. To find out more, visit the plan website today.

Professional Liability Insurance
Justified or not, being named in a malpractice suit could cost you thousands of dollars and even result in the end of the career that you worked so hard to build. Your best defense? The ADHA-sponsored Professional Liability Program.

To learn more about the benefits of having your own professional liability insurance coverage, visit the plan website today.